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To help fight back against credit identity theft, you can have a credit report fraud alert placed on your credit reports. While this may only be for 90-days, it provides you with some peace of mind after your wallet or credit cards have been stolen. Essentially, this places a notice on your credit report that you may be the victim of identity theft and keeps them from opening any additional credit in your name. In some states you can take credit protection a step further and completely lock or freeze your credit file.