Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Rebuilding Credit and other Credit Report topics.
Cleaning up your credit report starts with a review of your credit history. Know what's on it and determine what you need to fix. Then, rebuild your payment history by making all payments on time. Don't apply for any credit cards or loans that will add an additional inquiry to your record. If negative items have been on your credit report longer than required, contact the credit reporting agency to request they be removed.
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Sheri Ann Richerson |