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TransUnion, similar to Experian, has been in the credit reporting business for about 40 years. It was the first of the credit reporting bureaus to provide online reporting and information retrieval services to its customers. As with the other two large credit bureaus, TransUnion offers an array of business and consumer risk- and credit-management products that are available via its Web site. If you are a consumer considering purchasing a TransUnion credit report, remember that federal law entitles each consumer to one free TransUnion credit report every 12 months. For more information on how to obtain your free credit check, visit www.annualcreditreport.com.