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In order to request a loan or credit card, you may first be required to complete and submit a credit application. The information you provide on this form includes name, address, employment history, date of birth, social security number, salary and current credit information. The information you provide helps the lender request a copy of your credit report. The information you provided on the credit application is then compared to what is on the credit report. You may be asked to explain any inconsistencies.