Making your credit work for you

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Making your credit work for you

Some basic practices can help you keep your credit report in good standing with credit reporting agencies:

* Pay your credit bills on time. Late payments or non-payments will be reported by your creditors and the credit reporting agencies and will hurt your credit score.

* Don't apply for a lot of credit cards, no matter how enticing the offers.

* Use your credit cards responsibly and pay the balance in full each month.

* If you think you find mistakes on credit reports to the credit reporting agencies, don't try anything unethical to get rid of them. The best strategy is to begin to use your credit wisely, earn a good credit score and manage your debts responsibly.



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