Calculate Your Credit Score

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How is my credit score calculated?

Calculate Your Credit Score

A credit score calculation takes into account your payment history, amount of debt, number of inquiries and negative credit items. The actual formula varies between the credit reporting agencies. In addition, the three major credit bureaus do not share information. This explains why you could have a higher credit rating through one agency than another. Your credit score calculation is dependent on information being reported accurately, as well as the formula used by the credit reporting bureau.

   

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