After opening a new credit card or loan with a financial institution, you will have what is known as a credit account. The information about this credit account is then regularly reported and included on your credit history. The data shared includes:
1. payment history (late or on time);
2. total amount borrowed;
3. current amount owed;
4. monthly payment; and,
5. number of required payments.
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Guru Spotlight |
Heidi Splete |