Checking your credit report on a regular basis is a good idea. However, be careful with where you go to check your credit report. There are a number of scams where identity thieves are just waiting to get your information with offers that say “check credit report free.” They may set up phony websites looking to get your personal information or credit card numbers. A few tips to follow that can help you avoid becoming a victim include:

1. Don’t click on a link provided in an unsolicited e-mail.

2. Check the URL or e-mail address to see if it ends in a country code like .de rather than the more common .com ending.

3. See if spelling or grammar errors are in the e-mail. Most reputable companies spend a lot of time on e-mails to make sure this doesn’t happen.

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