If you would like to learn more about credit and how to properly manage it, you should visit the Web site for The Foundation for Credit Education Consumer Information Bank. It includes resources on basic money management and the wise use of credit. Another great resource to learn about credit is the National Foundation for Credit Counseling, a nonprofit organization of credit counseling professionals that offers consumer debt advice. If you need credit counseling, you can use the organization's Web site member agency locator to find a credit counselor near you.

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