Credit reports are not designed to be read by the average person. They often include a lot of abbreviations and codes that may not make sense. Fortunately, your credit bureau will have information available online to help you decipher it. Often, they will have a sample credit report to help you understand how to read it. In addition, the format that is provided directly to a consumer typically is a little easier to interpret than what a lender might see.
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Linda Handiak |