Credit.com Tip: When you want to buy a new car, you may need to get a loan to help you afford the one that you want. Before you go to a lender to apply for an auto loan, find out if you will be qualified for one by ordering an instant online credit report at a website like Credit.com. First, check to make sure that all information on the credit report is correct. If you find any errors, get them corrected immediately. Corrections to your credit report can take months to complete so don’t delay in contacting the creditor and the credit bureaus to get things changed. Next, figure your debt-to-income ratio. Too much debt can keep you from getting a car loan. When you feel confident that your credit is in good shape, talk to a financial institution to see if they will approve you for an auto loan.

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