If you are just starting your journey into financial independence, beware! There are so many pot holes, frost heaves, detours, and dead ends it's a wonder anybody is able to retire these days. But don't despair! There are informational Web sites available to help you understand the basics of establishing good credit, and various books available on the subject. In most cases, guidance books are divided up by chapters and you can simply flip to the section you need information on.
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