Credit Report Dispute Form

Finding an error on your credit report can be very frustrating. Fortunately, you have federal laws on your side, which allow you to dispute errors with the credit reporting agency and the creditor. If you requested a copy of your credit report be mailed to you, then a credit report dispute form should have been included. Fill this form out completely and return it to the credit bureau. They will then investigate within 30 days of receiving your letter and inform you of the outcome. If a correction is made based on the findings, they will send you a new copy of your credit report.