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Many consumers are great with their finances, but others just don't know how to keep them from going out of control. If your spending is going way beyond your means, you may need to consider credit management. This works by first reviewing your income and expenses. T hen, determine what you can really afford and set up a realistic budget. To keep from becoming overextended, you need to stick with the plan and don't let your spending get out of control.
|Jennifer Mathes, Ph.D.|