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An Experian Business Credit Report may include information on the company profile. The business profile report is basically a summary of the overall credit experience for the company. The risk of making a loan to a company like this is determined by looking at the days beyond term. This term refers to when a company pays a bill or how many days beyond term. This information is compared to national information. The overall performance analysis allows a financial institution to quickly review important data regarding the company in order to make an informed decision on whether to extend credit.