A Credit Check For Cell Phone Service

In order to get approved for regular cell phone service, you need to complete a credit application and allow the service provider to request a copy of your credit report. This will be reviewed to determine if you have adverse credit. If there are problems, you may be asked to pay extra to complete the contract or possibly even provide a large downpayment. This type of credit check does count as an inquiry on your credit report. If you know you have negative credit, you can avoid a credit check by buying a prepaid cell phone or other type of service.