Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Credit Monitoring and other Credit Report topics.
Your credit history has a major impact on the rates and terms you'll receive on life's biggest purchases.
Make sure you view your credit report on a regular basis. You are allowed by federal law to view your credit report annually at no charge.
Each of the three major credit reporting agencies – Equifax, Experian and TransUnion– will let you sign up for credit monitoring services that help you keep a close eye on your credit reports and scores.
There are many credit Web sites that will help you get and examine your credit reports and credit scores, and understand creditworthiness.