Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Rebuilding Credit and other Credit Report topics.
Be a prepared consumer and know your credit score. The best way to check your credit reports and scores is online through the credit bureaus. By law, you are entitled to one free credit report from Equifax, Experian and TransUnion every 12 months. You can order this report from www.annualcreditreport.com. These free reports don't include a free score, though. You'll have to add your score on for $6-8 each. In addition to these free reports make it a habit to check your credit reports and credit scores online every 3-6 months. Registering for a credit monitoring program that tracks your credit data automatically may be the best option if you want to check your credit data quite often. You should also make it a habit to check your credit scores and credit reports 30-90 days before a major purchase.
Guru Spotlight |
George Sayour |