Myth: Higher Salaries Improve Credit Scores

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Fact: Earning a higher salary will not help improve your credit scores. Neither will inheriting money, winning the lottery, or finding a pot of gold at the end of the rainbow. That's because credit scores do not factor income or net worth into the credit scoring calculation. What will help you improve your credit score is paying off your debt. If you cannot pay your debt off in full, paying it off over time and on time will improve your credit score.

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