Protecting Your Credit

There are two things to consider when you talk about protecting your credit. The Federal Reserve Board has published the Consumer Handbook to Credit Protection, an online brochure that discusses the Consumer Credit Protection Act of 1968 and the rights it grants to consumers. It talks about credit inquiries, maintaining a good credit payment history, and disputing inaccuracies in your credit report. You can view it at the Federal Reserve Board's Web site under the consumer information section. The other side of the credit protection coin is identity theft. To learn more about what identity theft is, identity theft protection, and steps you should take if your identity is stolen, visit the Federal Trade Commission's FirstGov Web site.