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March 14, 2008, Newsletter Issue #104: About FICO Scores
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Tip of the Week
FICO stands for Fair Isaac Corporation, the company that developed the credit scoring software used by the U.S and Canadian credit bureaus. However, FICO is just one type of credit score. There are hundreds of other kinds of credit scores developed for consumer, busineses, insurance companies and other purposes that vary from the basic FICO score. While there are hundreds of smaller, regional credit bureaus across the United States, there are three main national credit bureaus: Experian, Equifax, and TransUnion. These credit bureaus report your FICO scores to lenders.
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