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January 4, 2008, Newsletter Issue #94: Impact of Transferring Balances
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Tip of the Week
Transferring balances from one credit card to another to take advantage of promotional interest rates can be a good money management tool. However, this doesn't usually benefit your credit score. Your overall outstanding balance will remain the same. Potential creditors may view the shuffling as a sign that you are under financial stress. If you can pay off the balance rather than transfer it, that is best.
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