Protecting Your Credit & Identity

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Is credit monitoring worth it?

Protecting Your Credit & Identity

Credit monitoring services can be found all over the Internet. Does that mean you should use them? Not necessarily. The service is a good one, but in this day and age, with identity theft one of the crimes that has skyrocketed over the last few years, it cannot be all you do.

Credit report monitoring essentially does just that: it monitors your credit report for any unusual entries or activity. But the fact is, identity theft is not just about people illegally opening credit card or cell phone accounts. It is much more than that.

It is much safer to go with identity protection services from Identity Guard. They monitor and provide you with credit reports from all three major bureaus: Experian, Equifax and TransUnion. But they also go the extra mile.

With Identity Guard®, you can be protected on several levels. For one, up-to-date anti-virus software protects all the personal and sensitive information on your computer and Web-enabled phone that an identity thief would try and steal. Second, they regularly monitor Internet sites where identity thieves are known to trade and sell stolen information. And third, they use a patented scanning technology that alerts them if your social security number, credit card or bank information is being used over the Internet without your authorization.

Monitoring your credit report is a good first step, but if you want comprehensive protection, you need to go that extra mile.

   

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