Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Rebuilding Credit and other Credit Report topics.
Free credit scores are available through different websites, such as Credit.com. Having this information in advance can help you determine not only if you can qualify for a loan, but also if you can expect a higher interest rate. If you have excellent credit (800 and above), you may be able to negotiate a lower interest rate or better terms on your loan or credit card. If you can't find a site that offers free credit scores, you could always go to myfico.com and pay a small fee for your credit score.
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Jerry Mayo |