You can request a copy of your official credit report to verify the accuracy of all of the information being reported about you. To get this information, you can send a letter to one of the three major credit reporting agencies or go to their websites to put in your request. There are advantages to accessing this information online, including the fact that the information on your credit report can be updated daily. Ordering a copy by mail and waiting for it to be delivered almost guarantees that it will be out-of-date by the time you receive it.

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