Many people may not know how to get a free credit report. In fact, most consumers don't know that this is available to them. You are entitled to one free copy of your personal credit report each year and can request it by clicking on a link provided by the three big credit reporting agencies - Experian, Equifax and TransUnion. In addition, any time you are denied credit based on information appearing in your credit report, you will receive notice that you are eligible to receive one free credit report.

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