Cleaning up your credit report starts with a review of your credit history. Know what’s on it and determine what you need to fix. Then, rebuild your payment history by making all payments on time. Don’t apply for any credit cards or loans that will add an additional inquiry to your record. If negative items have been on your credit report longer than required, contact the credit reporting agency to request they be removed.
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Guru Spotlight |
Sheri Ann Richerson |