Credit.com Tip: Renting an apartment may not require you to endure as rigorous a process as buying a house; however, your credit history may still be reviewed prior to approving a lease. Your potential landlord may be interested in reviewing this to determine if you will pay your rent on time each month based on your past payment history. When a landlord checks your credit report, they will find this information is easy to obtain and also gives information on your past addresses. If you tend to move around a lot, you may not make an ideal tenant.

In order for a potential landlord to review a tenant credit report, they must first get your permission. Even though this is a review of your credit report, this type of inquiry will not hurt your credit score.

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