Credit.com Tip: Should you trust an advertisement for free credit reports? It all depends. Do you know the source making the offer and feel comfortable that you can trust them? Credit.com offers free credit reports with a 30-day trial from TransUnion, one of the three credit agencies. But you get more than a credit report with this offer, the trial period also includes email alerts about changes in your credit, access to tips on improving your credit and credit monitoring. After the 30-day trial, your credit card will be billed, but you can cancel at any time.

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