Credit.com Tip: It shouldn’t be hard to find free credit reports. If this is your first time looking for an offer like this, it’s as easy as visiting a site like Credit.com. They offer free credit reports along with other perks, like debt analysis and weekly fraud alerts. You can also go directly to the website for the three major credit reporting agencies – Experian, Equifax, or TransUnion. They will direct you on how to request your one free credit report that you get each year. This is mandated by law and is run in cooperation with the three credit bureaus.

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